02 Mortgages and Evictions

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More and more people, ordinary, decent people, are being evicted from their homes in the UK (see article below) due to various issues including so called welfare reform (yeah right!) and the lack of employment due to the moving of industry out of this country by the so called powers that be!!

So many people are still unaware that the whole MORTGAGE (french translation = “death pledge”) system is unjust and unlawful in the first place but aside the legal reasons why this is so, it is obvious, to me for one having lost my home after 16 years of paying a mortgage and getting NOTHING back whatsoever after this, that the whole thing is just plain WRONG!

Apart from the absolutely ridiculous INTEREST all of us have to pay just to have a roof and shelter over our heads, seriously how can it be right for someone to pay thousands and thousands of pounds into a property over so many years and then because their situation changes and they cannot continue the monthly payments, be thrown out and walk away with nothing……. so for the mortgage company and others involved it is a total win/win, they have had all the money you have originally paid then they get to sell it off again and get a load more and for the former owner is a lose/lose, they lose their home and shelter and end up with NOTHING – sorry but it’s just NOT MORAL right!!

Time for us all to start looking at things differently, not to just accept all this – and excuse the swearing – SHITE but look at what is being done to us, question it and take the necessary action!!

This page will be used to highlight what is happening both generally and to individuals and also to make people aware of people facing EVICTION who need help – because if we don’t work together and fight against this, it will just get worse and worse!

JOIN US in SPREADING THE WORD and let’s use the POWER WE HAVE!

POWER TO THE PEOPLE!!

Check out the FACEBOOK Group Page below
BEAT THE BAILIFFS AND THE BANKS
where they share a wealth of great information and news on current evictions

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BEAT THE BAILIFFS AND THE BANKS IN WEST WALES

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MAINSTONE BAILIFF BUSTERS

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PLEASE CONTACT ME, THANKS, LISA XX

 

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A POEM BY CARL CUNNINGHAM
(click here for link to Carl’s poetic Blog……)

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EVICTION NOTICES SURGE BY 26%
(click above for article that appeared in Inside Housing at the end of 2013)
by Carl Brown, Gene Robertson

The number of eviction warning notices issued to social tenants because of rent arrears has soared by more than a quarter in a year.

An exclusive Inside Housing survey of 113 social landlords across Britain reveals councils, arm’s-length management organisations and housing associations are increasingly using the threat of eviction to protect their income in the face of welfare reform and the squeeze on living standards.

The survey shows the landlords issued 99,904 notices seeking possession for rent arrears in April to November this year, compared with 79,238 for the same period in 2012 – a 26 per cent increase.

Sam Lister, policy and practice officer at the Chartered Institute of Housing, said the tougher approach was ‘sadly not surprising’ as ‘welfare reform is causing real difficulty’.

He added that landlords have to recover rent owed to them. ‘To not do so would be unfair to tenants who are paying their rent… and would leave landlords unable to meet their commitments,’ he said.

An NSP is the first step towards eviction and informs a tenant the landlord intends to take legal action to recover the property.

Berneslai Homes had the highest increase in NSPs issued. The number of NSPs issued by the 18,900-home ALMO nearly trebled from 760 to 2,184.

A spokesperson for Berneslai said the increase was due to rent arrears ‘as a result of changes to benefit entitlement and tenants in work who don’t receive housing benefit but are feeling the pressure on household budgets’.

Housing association Longhurst Group issued 1,559 NSPs, compared with just 576 last year. A spokesperson said: ‘We recognise the difficulties for some of our tenants given the impact of low wages, rising living costs, increases in personal debt and welfare reform.’ She stressed however the group needs to protect its income.

Birmingham Council issued 10,814 NSPs – an increase of 82 per cent. A spokesperson said: ‘Welfare reforms have undoubtedly had an impact.’

However, 22 organisations reported issuing fewer NSPs this year. The number of tenants ultimately evicted following court action hardly changed, from 2,488 last year to 2,530, indicating impacts from welfare reform have yet to feed through into evictions.

The corporate controlled paid mindless thugs who work against their own for their own benefit and to unwittingly and ignorantly support the bastards who cause all the mayhem and suffering on this planet and steal from us lawfully at every turn…

D E B T   C O L L E C T I O N   A W A R D S    2 0 1 4

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Right firstly just to make clear…. I AM IN NO WAY ON EARTH SUPPORTING THIS FARCE OF AN EVENT IN ANY WAY SHAPE OR FORM!!!!!!!  I wish to highlight it because it speaks so very very much about how corrupt this system we live in really really is!! For those who don’t know this is the annual get together of those unfeeling, unconscious treacherous people in the debt collection industry who work against their own for the profits of the so called elite……

So take a look at the website for this event by CLICKING ON THE LOGO ABOVE and take a look at firstly who the JUDGES for it are then who the SPONSORS are….. any ALARM BELLS ringing???

The rich and corporate’s way of “rewarding” or “dangling the carrot” to entice some of our own to work against the others, such a shame that they do not see what they do!!!

We will be talking more about this event on future LIVE shows especially nearer the time of the event in NOVEMBER 2014!